Click the “Request your free credit reports” button. Click the “Request your credit reports” button on the next page. Fill out the form with the requested information, pressing “Next” at the end of each page to proceed. Follow the prompts to request your reports. Note that, with this method, you can get a report from Equifax, Experian, TransUnion, or all three agencies. [1] X Research source
Click the “Request your free credit reports” button. Click the “Request your credit reports” button on the next page. Fill out the form with the requested information, pressing “Next” at the end of each page to proceed. Follow the prompts to request your reports. Note that, with this method, you can get a report from Equifax, Experian, TransUnion, or all three agencies. [1] X Research source
As with the online method, you can request reports from any combination of the three agencies when ordering over the phone.
When you’re done, fold the form (don’t tape or staple it), seal it in a #10 envelope, and address the envelope to: Annual Credit Report Request Service P. O. Box 105281 Atlanta, GA 30348-528 Be sure to check the bubbles at the bottom of the form for the agencies that you’d like to receive a report from.
Note that all three of the methods above allow you to request reports from one, two, or all three agencies, so you don’t have to worry about using up all of your free reports at once if you don’t want to.
This means that it’s a bad idea to use search engines queries like “free credit reports. " Many of the results you’ll get from these searches will be websites deliberately designed to imitate the “real” free credit report website.
This means that it’s a bad idea to use search engines queries like “free credit reports. " Many of the results you’ll get from these searches will be websites deliberately designed to imitate the “real” free credit report website.
Legal name Birth date Current address You’ll also need the address of your previous residence if you have moved within the last two years. [4] X Trustworthy Source Federal Trade Commission Website with up-to-date information for consumers from the Federal Trade Commisson Go to source
If you don’t know your SSN and can’t locate your card, you should contact your local SS office to ask for a replacement. You may also call 1-800-772-121 or visit ssa. gov. You will probably be required to prove your citizenship with a birth certificate or passport. Note that, when requesting your credit report(s), you will have the option to have only the last four digits of your Social Security number disclosed on the report you receive.
Mortgage payments Student loans Car loans Credit card payments
“How does credit reporting work?” “How do I correct or dispute inaccuracies on my credit file?” “How do I get a free copy of my credit file?” . . . and more.
You will need to verify basic personal information as well as your SSN to get your log-in information back.
Dispute claims online via the online dispute form. You will need to have the document you want to dispute ready. Request a 90-day fraud alert online here. Place a security freeze on your account online here.
Dial 1-866-640-2273 for general customer service inquiries. Dial 1-888-766-0008 to place a fraud alert. Call 1-800-685-1111 to order special reports via telephone. This number will connect you to the Equifax automated ordering system. Note that this number should not be used to request the free annual credit report you are entitled to as a consumer. Use the number in the section above instead. To dispute part of your credit report, check the report itself for the correct contact number. You’ll be asked to provide the confirmation number from your Equifax credit report.
For best results, address your letter to “Equifax Credit Information Services, Inc. " like this: Equifax Credit Information Services, Inc. P. O. Box 740241 Atlanta, GA, 30374
For best results, address your letter to “Equifax Credit Information Services, Inc. " like this: Equifax Credit Information Services, Inc. P. O. Box 740241 Atlanta, GA, 30374
How do I update my company information via fax? (Use 770-740-5223) How do I cancel my account? (Use this form) How do I confirm my account balance? (Call 800-685-5000) . . . and much more.
You should receive a response within one business day.
If you need support specifically for eID Verifier, InterConnect, Decision Power or eID Compare, send an e-mail to ETSupport@equifax. com. If you need support for Prospect Select, Equifax List Select, ReadiScreen, TPA Lite or MarketReveal, send an e-mail to emshelpdesk@equifax. com.
To inquire about becoming an Equifax business customer, dial 1-888-202-4025. If you’re already a business customer, contact Equifax business customer support at 1-800-685-5000. If you need support for Market Reveal or TPA Lite, you can also dial 1-800-865-5000. To contact support for InterConnect, eID Verifier, eID Compare and Decision Power, dial 1-877-420-7345. Finally, to get information about Equifax Mortgage services, call 1-866-746-3780.
